Vaden of Beaufort offers a variety of auto financing options for new Buick, Chevrolet and GMC cars, and used cars, in the Beaufort region. Whether you are looking for a low interest car loan or lease in the Beaufort, Hilton Head, Charleston and Savannah area, or a great lease plan, Vaden of Beaufort provides an online auto finance application that makes it easy.
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We can help South Carolina residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our contact form below. Visit our Buick, Chevrolet and GMC dealership at 2811 Boundary Street in Beaufort, SC, or call us to speak to a car loan professional!
2811 Boundary Street
Beaufort, SC 29906pause
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.